Bankinter, S.A. (OTCPK:BKIMF) Q3 2024 Earnings Name Transcript October 24, 2024 3:00 AM ET
Firm Contributors
Laurie Shepard – IR
Gloria Ortiz – CEO
Jacobo Diaz – CFO
Convention Name Contributors
Borja Ramirez – Citibank
Maks Mishyn – JB Capital
Ignacio Ulargui – BNP Paribas
Francisco Riquel – Alantra
Ignacio Cerezo – UBS
Carlos Peixoto – CaixaBank BPI
Britta Schmidt – Autonomous Analysis
Alvaro Serrano – Morgan Stanley
Hugo Cruz – KBW
Cecilia Romero – Barclays
Alberto Nigro – Mediobanca
Laurie Shepard
Good morning. That is Laurie Shepard. On behalf of Investor Relations at Bankinter, it’s our pleasure to welcome you all to the Bankinter’s Earnings Name for the Third Quarter of 2024.
Please observe that our associated monetary statements have been posted with market authorities earlier this morning. All supplies are additionally obtainable on our company web site. On at this time’s name, we’re joined by Bankinter’s Chief Govt Officer, Gloria Ortiz; and Chief Monetary Officer, Jacobo Diaz. On the finish of the presentation, we are going to reply to analyst questions in a stay Q&A. Additionally, please check with disclaimer within the presentation and observe that this name is being recorded.
I’ll now flip over to Gloria Ortiz to assessment the highlights, after which Jacobo will assessment intimately the monetary outcomes and the efficiency of our enterprise segments throughout the group.
Gloria Ortiz
Thanks, Laurie, and good morning to everybody within the name.
To begin on Web page 5, I wish to spotlight that Bankinter has continued to ship one other quarter of sturdy outcomes. The important thing pillars that underpin the sustainable outcomes proceed to be the identical. First, our strategic dedication to rising organically our enterprise throughout the board. As you may see, we now have grown our mortgage guide by 5%, elevated retail deposits by 4% and proceed to ship distinctive progress in our off-balance sheet merchandise